Help Finance My Van

Finance Plans

Visit our finance special offers pages for our latest van finance deals on new LDV MAXUS vans, minibuses, MPT's and Chassis Cabs. 

Find the perfect monthly payment for your new MAXUS with our van finance calculator

Outright Purchase/Cash Summary.

• Any resale profits will be retained by the customer
• Capital allowance for depreciation element
• VAT on maintenance and repairs can be reclaimed

• Full exposure to residual risk
• Administration burden remains with the customer
• Unexpected repair costs
• Ties up capital that could be used elsewhere

Hire Purchase Summary

• Any profit at disposal retained
• Interest element offset against taxable benefit
• Additional credit line
• Customer claims Writing Down Allowance
• Capital allowances can be reclaimed on Assets purchased

• Potentially large deposit required
• Administration burden remains with the customer
• Customer liable for RV risk
• Vehicles are On Balance Sheet lending, which may inhibit further borrowing

Finance Lease Summary

• More transparent and flexible than Contract Hire
• Payment patterns can be structured to match customer needs
• Can incorporate Balloon Payment, reducing monthly costs
• Additional credit line
• Periods of up to 60 months

• Customer exposed to risks of ownership
• Unexpected maintenance costs
• Sales proceeds may not match final Balloon requirements

Contract Hire Summary

• Little to no risk as residual risk is borne by leasing company
• Low initial outlay
• Budget control – fixed costs
• Administration burden borne by leasing company

• Early termination and excess mileage charges
• Unsuitable for companies with unpredictable mileages
• Customer does not own vehicle